Finance Your Project Through Troy Construction and Ygrene
Troy Construction has an established commercial relationship with Ygrene, helping eligible homeowners explore financing options for qualifying home improvement projects. Through our relationship, we can guide you through the financing process and help coordinate your project from approval through completion.
Clear information about financing
- Financing options for qualifying home improvement projects
- Guidance from the Troy Construction team throughout the process
- A streamlined path from project planning to construction
- No obligation to request financing information
Request financing information with no obligation, and a member of our team will guide you through the next steps.
Check Financing OptionsNo costs until work is done
Zero money out of pocket to start. Repayment begins only after your repairs are installed.
Affordable payments
Up to 20 years to repay with fixed rates that won't change over time.
No credit impact
Soft credit pull only. Approval is based on your home's equity and ability to repay.
Getting started is easy
- 01
Apply online
- Takes about 10 minutes to complete
- No impact to your credit score
- Most decisions within 30 minutes
- 02
Get approved
- Approval based on equity in your home and ability to repay
- Choose your contractor or work with one you trust
- We'll confirm your project qualifies for PACE financing
- 03
Complete your repairs
- Your contractor completes the work
- We pay the contractor directly once work is verified
- You don't pay anything out of pocket
- 04
Repay over time
- Financing is repaid through your property tax bill
- Spread payments over up to 20 years
- Fixed rate means predictable payments
PACE Financing with Ygrene
PACE (Property Assessed Clean Energy) is financing for home improvements and necessary repairs that's repaid through your property tax bill. This structure allows for longer repayment terms (up to 20 years) and approval based on your home's equity rather than your credit score.
How you pay
PACE financing is repaid through your property tax bill. If you pay through mortgage escrow, your lender collects property taxes as part of your monthly payment and the PACE assessment is included. If you pay property taxes directly, you'll pay the PACE assessment when you pay your taxes (annually, semi-annually or quarterly, depending on your county).
How it's secured
PACE financing is secured by your property. A voluntary tax assessment is placed on your property, which is why the financing is repaid through property taxes rather than a separate monthly bill. When you pay off the financing in full, the assessment is removed from your property.
Eligible projects
Roofs, windows, doors, HVAC systems, septic systems, solar panels, storm protection and many other energy-efficient upgrades qualify for PACE financing.
Request Financing Information
Financing is provided by Ygrene and is subject to eligibility, property requirements, underwriting, approval, and applicable terms and conditions. Troy Construction does not make credit decisions or guarantee approval.